Licence, bank and PSP — live inside 90 days.
Anjouan for speed. Curaçao for a recognised direct licence. Malta for investor-grade credibility. We don't promise what the regulator won't deliver, but the dates we do give you end up in the contract.
If any of these sound familiar, you're in the right place.
"My bank closed the account five days before launch."
High-risk MCCs trigger de-banking, often without notice. We set up a primary + secondary banking stack from day one, so a single policy change doesn't kill the quarter. Relationships with 18+ banks and EMIs across EU, CIS and MENA.
"Three agents promised Curaçao in 8 weeks. Now we're at month five."
Most sub-licensors oversell timelines then blame the master licensor. We hold master-licensor relationships directly (and one of them in-house), so we can tell you the real queue before you sign anything.
"Our PSP just dropped us the week before go-live."
PSP churn inside iGaming is a structural problem, not a bad-luck story. We build redundancy in: at minimum two card-acquiring rails, one crypto on-ramp, and a fall-back high-risk merchant account that can onboard inside ten business days.
"We need a secondary licence to cover restricted markets."
Operators running hybrid brands often need a primary licence for tier-one markets and a permissive secondary for grey-market exposure. We design the group so one entity's compliance issues don't blow up the other's licence.
Honest timelines. No "it depends".
These are actual time-to-licence estimates based on our last 32 filings. Your deal can run faster or slower depending on UBO complexity, source-of-funds, and whether the regulator is mid-rule-change. We tell you which is which before you pay.
Timelines assume a complete UBO / source-of-funds file and no regulator pause. Belize is listed because founders ask for it; we do not present it as an available filing route while the moratorium remains in force.
Licence + bank + PSP + substance. One team, one SOW.
Licensing
Application drafting, UBO and source-of-funds pack, director nominees where permitted, regulator liaison, live status in a shared doc — not emails.
Banking stack
Primary operating bank, secondary back-up, EUR/USD/GBP coverage, safeguarding where required. Pre-cleared with each bank before filing.
Payments & PSPs
Card acquiring (Visa/Mastercard high-risk), APMs for target markets, crypto on/off-ramps, fallback merchant account, reconciliation.
Substance & governance
Registered office, qualified directors, AML officer, policies pack, board-cycle calendar, audit-ready from month one.
Tax architecture
Holding structure, IP location, dividend flow, permanent-establishment risk review. Built so you don't need to restructure at Series B.
Ongoing ops
Accounting, audit, renewals, regulator change tracking. One account lead and one Slack channel — not five agency invoices.
Parallelised, not sequential.
Most agents run each step in series and call that "thorough". We start banking and substance the same week we file the licence — regulators permitting. Dates below are for an Anjouan launch; Curaçao adds ~3 weeks.
Diagnostic & structure memo
Entity tree, jurisdiction call, banking short-list, PSP plan, costs signed off.
Incorporation & UBO pack
Entities formed, directors seated, UBO dossier and source-of-funds pack drafted.
Licence filing + bank applications
Filed with the regulator; three parallel bank applications opened. PSP pre-qualification in parallel.
Regulator Q&A, bank KYB
We handle regulator back-and-forth and bank compliance questions. You handle product.
Licence live, rails connected, go-live QA
Final testing: deposit, cashier, reconciliation, KYC. You launch. We stay on for ops.
Three launches, three different stories.
Casino operator: two licences, one banking stack, 11 weeks.
Series-A iGaming operator needed a launch jurisdiction fast plus a secondary licence to cover restricted markets. Board was 9 weeks from a launch commitment when they called us.
Sportsbook brand re-licensed after being de-banked twice in six months.
Established operator had lost two EU EMIs and was facing a third banking exit. We re-structured the group, moved licensing to Kahnawake and installed a primary + secondary banking stack across two continents.
Tier-1 operator moving from Malta to IoM for investor readiness.
VC-backed operator wanted a cleaner regulatory story for their Series C. We migrated the licence, kept operations running through the transition, and closed on the round 60 days after IoM approval.
FAQ
Can you actually deliver Anjouan in 6 weeks, or is that marketing?
We've delivered inside 6 weeks on operators with clean UBO dossiers and pre-existing source-of-funds documentation. On a first-time operator with complex shareholding, plan for 8 weeks. If we can't hit your window, we say so during the diagnostic — you won't find out after invoice.
Do we need Curaçao at all now that Anjouan is this fast?
Depends on market. Anjouan is strong for crypto-native and grey markets. Curaçao still carries stronger recognition with tier-one PSPs and some B2B partners. For many operators we file Anjouan first (fast revenue) and layer Curaçao on 3–4 months later.
Will a real bank touch a fresh iGaming operator?
Yes — just not every bank. We maintain live relationships with operating banks across EU, Georgia, UAE and the Caribbean that will onboard a licensed iGaming operator with clean UBO and a safeguarding plan. The answer is almost never "every bank refuses us"; it's "we were sending applications to the wrong banks".
What happens if the regulator rejects the application?
We pre-clear every filing with the regulator before submission, so hard rejections are rare (sub-3% over 2024). When they happen, the fix is almost always paperwork — AML policies, UBO evidence, director CVs. Our engagement covers one re-filing at no additional fee.
How do payments work if we run crypto in and fiat out?
Typical stack: crypto on-ramp (Fireblocks-style custody + licensed crypto PSP), fiat operating bank for payroll and suppliers, and merchant account(s) for fiat deposits. We build the reconciliation layer so your finance team doesn't manually match transactions in a spreadsheet.
Do you take equity instead of fees?
Occasionally, for operators we've worked with for 12+ months. Never on a first engagement — we're not a fund, and founders who lead with "equity only" are usually the ones who'll be painful to bill later.
Can you handle the operation afterwards — accounting, audit, renewals?
Yes. About 80% of licensing clients stay on for ongoing ops. You get one account lead across accounting, audit, licence renewals and banking reviews. If you prefer to move ops in-house later, we hand over cleanly with documented SOPs.
Who actually does the work — you, or a sub-contractor in a cheaper country?
Licensing, banking and tax are done in-house by named people. Local filings use local corporate agents we've worked with for years — never "lowest-cost Fiverr". You'll know who is on your file and you can talk to them.
Tell us your launch window. We'll tell you what's actually possible.
30-minute diagnostic call. You'll leave with a view on jurisdiction, banking and realistic dates — whether or not you hire us.